Where can you get a mortgage from with bad credit?
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I’m looking for a 6 bedrrom home in the Phialdelphia or surrounding areas. I am caring for my parents and I have three children of my own. I am currently receiving SSD, having been hurt in a car accident. Also both my parents also have income but due to illness and age are unable to work anymore.
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There are lenders that will sell mortgages to customers with less than the best credit, but you will pay a somewhat higher interest rate.
I suggest finding a mortgage broker in your area. They will be able to be able to best advise you on what opportunities are available to you.
Legitimate lenders may guarantee firm offers of credit to “credit-worthy” consumers, but first, they evaluate the consumer’s creditworthiness and confirm the information in the application. Canadian law enforcers caution that it is highly unlikely that legitimate Canadian lenders would take a risk on U.S. citizens whose credit problems preclude them from getting a loan in the U.S.
Don’t pay for the promise of a loan. It’s illegal for companies doing business in the U.S. to promise you a loan and ask you to pay for it before they deliver.
Go to any local Mortgage Consultant and have them attempt to prequalify you.