You’ll find your credit report includes extremely detailed information on
whether you pay your bills on time, what credit you have applied for,
who has given you credit, who has turned you down. Your history of
repaying bank loans, utility bills and the government will also be there.

Your credit report lists the following information for each of your credit
accounts:

Date opened
Original loan amount or credit limit and interest rate
Scheduled monthly payment amount
Date last payment was made
Balance owed
Amount past due
Payment history for the last 24 months

Credit inquiries from companies that have checked on your credit are
also listed – these give potential lenders an idea of how much credit
you have sought, successfully and unsuccessfully. Make sure the
following basic facts are correct; mistakes can simply be the result of
spelling errors, typos, outdated information, or name confusion and also check to make certain no items are in your report longer than the
law allows.

Your name
Your date of birth
Your Social Security number
Current and previous addresses
Current and previous employers
Current accounts
Account’s that have been closed

http://clean-credit-secrets.com