What credit cards can I apply for with no credit?

4 Comments

1. Dentist H since 2001 says:

   January 27, 2012 at 7:18 pm

   any of them. You’ll have a small spending limit and you’ll have to have income. They all say, “Just sign up and when you get the card in the mail, throw it away.”
   Be aware do not open too many cards at once.
   Make sure you can pay your bill each month.
2. EDUARDO L says:

   January 27, 2012 at 8:15 pm

   if you dont have good credit i recomend you orchard bank just go to their website but they charge you 75 dlls for the inital credit of 300 but is a good credit card to rebuild your credit score
3. Huntsman says:

   January 27, 2012 at 9:07 pm

   New federal regulations are making it extremely hard for anyone under 21 to get a credit card.
   You must have employment for 1 full year (full time)
   And, have sufficient salary to support a card.
   A checking account and a savings

   IF you get a card, make sure you pay in full each month.
   Never dare carry balances which can only destroy credit.

   Get your parents to co-sign on a card with you. Discover allows this.
   But… only do this if they have amazing credit.
   ^ if they carry balances or have debt, do not co-mingle your finances with theirs

   Also consider a secured card from your bank.
   Again. No games of carrying balances that can easily destroy credit

   Note: Plenty of people buy their first car without any credit.
   They have proof of their income, employment, and savings accounts.
   Along with a nice down payment.
   Don’t struggle if you don’t have credit.
   A bank will look at your overall financial health and your ability to pay back
4. . says:

   January 27, 2012 at 9:30 pm

   Aren’t you 16? Why do you need a credit card?