What are the best consumer credit cards for acquiring points, cash back and airline miles?

2 Comments

1. Huntsman says:

   January 30, 2012 at 7:28 pm

   Forget airline miles – they never amount to more than 1% cash back.
   They are hard to redeem and you can’t get the cheap prices you see in travelocity – you pay their current rate for trips (much higher)
   Article after article out there on how these cards are a bad deal

   Opinion of best cash back cards:
   Chase Freedom 5% cash back on quarterly categories and 1% cash back all year on everything else
   Capital One Cash Rewards: 1.5% cash back on all purchases
   Both cards have no annual fee, and you might get a $100 sign in bonus

   Do not dare carry balances on either of these two cards.
   They have extremely high interest rates.
   Even if they say 0% apr, anything, even a late payment can wipe out that 0% apr
   Pay them in full each month – by doing this, you also get amazing credit scores
2. Judy says:

   January 30, 2012 at 8:21 pm

   Chase is a good one for earning points, they give you one point per dollar and you can get gift cards, gas cards, etc.

   Delta Gold is a good one to earn Sky Miles and they give you 10,000 when you open a account and then one mile per dollar spent.

   http://www.simple-small-business-ideas.com/new-small-business-credit-card.html