How can you get your credit report without using online a lot of effort?

I’ve heard on commercials for credit score companies, that you should check your score if you’re looking for another job. Does anyone know of a company that would base your employment on a credit score? and can they check without your permission?

I would like to get repairs to my credit score underway but I am sick of these so called “FREE” credit report offers that are never “free.” It may well be free but you have to pay for something else to get it. I should be able to view my report WITHOUT signing up for something or paying for something else. After all, it is MINE, right? Does anyone know if this is available?

Are we entitled to an annual free credit report? WHERE can I get it? I went to Equifax website, but it asked me for my credit card info. I don’t feel comfortable to give out my credit card info if it is a free why they ask for credit card number?

I heard that banks and other interested persons with a good reason, can get a ” free look” at your credit report, just by typing in your name. They do not need your social security number to do so. Just curious. Can they get your SSN off the credit report they pull up? Thanks!

I was told that if you pay off a car loan in a year or less that it looks like you may have had to sell the car because you couldn’t keep up with the payments. Or to put it another way, it isn’t reflected on your credit report that the entire loan was paid off in that short period of time. I’d like to keep the life of my loan short to cut down on the amount of interest I have to pay.

Are companies who take direct deposit allowed to change your credit card expiration date without your authority? I have a Gym membership and the card expired. I stopped going and they changed the exp date and kept billing.

I keep getting websites that make me sign up and put my information in

Please help

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