Right now my credit report is atrocious because of a bunch of hospital bills (from one occurrence). After 7 years, will they just disappear and I will be able to start building credit again? Will I be able to get a credit card?

I would like to get repairs to my credit score underway but I am sick of these so called “FREE” credit report offers that are never “free.” It may well be free but you have to pay for something else to get it. I should be able to view my report WITHOUT signing up for something or paying for something else. After all, it is MINE, right? Does anyone know if this is available?

My husband and I filed for bankruptcy in June of 2010. Is there a way to have our credit reports not show the bankruptcy, for potential employers and such?

i no they only way to get a free credit report that is actually free is through the government. where can i find this information?? i know we are entitled to one per year.please help and thank you!

I know you can get it free in the mail or over the phone.

But online with Equifax or Transunion(Canada), when you buy the instant credit report for $15(or however much it is), after you view it, do you have the option to see your credit score as well for the 7 or 8 dollars more? Or do you have to pay the whole $23 again to see your credit score?

I know you get 1 free credit report from each of the top 3 credit companies (Experian, Equifax & TransUnion) but what’s the easiest way to do so?

I want to check my credit report and score, but all the ones I’ ve looked at usually sign you up automatically for a free trial. Is there any one that doesn’t???!!!

Despite the advertising that says you get a FREE credit report, they still want money. Does anyone know how a person can get their free credit report & not have to pay something? Don’t these companies know about false advertising? Thanks in advance y’all!

At the bank they said that it was not because of check systems, but because of a credit report thing. Just curious as to what kind of thing on a credit report would cause a bank account to be unable to be opened ?

My girlfriend and her husband are considering on filing Bankruptcy, but wanted to know exactly how it appears on their credit report? He already has a Foreclosure, Repossesion and countless of other delinquencies.Anyway, when he files for Chapter 7 will all those deliquent accounts be removed and the only thing appears on the report would be BANKRUPTCY or will it still reflect those creditors in addition to Bankruptcy? I think it would but that’s just my guess anyway if anyone here has filed and saw how it’s reflecting on their report, please reply.