I’m thinking about opening up a paypal account. Just want to make sure if you have to link your credit card to your paypal account to receive money from others.
Thanks.

My mom doesn’t think it is safe to put your credit card info in the internet. I have some money left over from my gift card balance in Amazom and I’m planning to buy a PSN card from Amazon. The only thing I need to know before buying it is do you have to put your credit card info to buy it.

I’ve read that if you have old debts that you are finally able to pay off, you should call / write to the credit card issuer and ask them to remove negative items from your credit report in exchange for having the debt paid off.

Can someone please tell me how exactly I can do this? Would anyone happen to have a sample letter for this purpose?

Does this actually work???

Thanks in advance!
Addendum: The account is current, and payments have been on time for the last couple of years. The were just 2 or 3 late payments back in 2004.

I was wondering if you can have inquires removed from your credit report. I recieved a copy of mine and my husband’s credit report and there have been 75 inquires in the last 360 days. I know that too many affect your credit score.

How bad does your credit have to excused from a job? I have 11 derogator accounts; all of these accounts are medical bills. I didn’t have health insurance for a while. I paid off over 4000 dollars in medical bills last year and have yet to begin making payments on the bills on my credit report. I figured pay current bills to prevent anymore from going on my report. (Executive Assistant supporting ceo,cfo and coo at a Medical facilities)

I made some errors with my credit when I was younger. I have been doing great at keeping a good credit history now that I’m more mature and understand the importance of credit (last 3 years). However, my old mistakes are still hunting me. I read somewhere that it can take 7 to 10 years for a bad entry in your credit report to be dropped. Is there a way I can remove those sooner?

How do you protect yourself from having your credit card info stolen?
Whether it is from people hacking Walmart or Winners databases or from rigged ATM machines.
What can a person do to protect themselves?

I know that staying on top of your credit report is essential to establishing a better credit score and that keeping tabs on it and outdated or old delinquent credit card accounts is a step to take. I heard that if you dispute those, they can sometimes be eliminated from your credit report. Is this possible and what is the appropriate or efficient to do this?

I want to pay off several credit card collections accounts. I want to handle them myself and not utilize a debt consolidation program because I’ve heard that a “settle” on your credit report still looks bad. How would I go about paying the accounts off AND having them removed? Also, do I have to pay the accounts in full to have the collections removed or can I just pay a high percentage of what is due. ( like 80% )
If the collection agency is willing to remove the collection from your account, will it look like I don’t have credit at all? I have one credit card that I am keeping open, but the others are closed already.
Any ideas anyone? I plan on being debt free by January.
I don’t want the accounts removed. I want them to erased the negative account info.
I don’t want the accounts REMOVED. I want to STATUS TO BE CHANGED.
My friend had it done, but i want to know if it is common for a collection agency to do so.

I recently took a $10,000 personal loan for consolidation of my debt out at a credit union. I’ve heard getting a debt consolidation loan can hurt your credit because it basically says you can’t handle your debt and your closing accounts. They had me sign letters to each credit card saying that I cut up my card and to close my account. Is this going to infact hurt my credit? If so, how much should I expect?