Should I get consumer credit counseling services?

4 Comments

1. Talk Turkey says:

   February 7, 2012 at 7:41 pm

   There is something called Care One Credit.
   Just call the dental office, and ask them if they have an application.
   Or.. just don’t smile, eat, or drink, until you can save and pay for it in cash.
2. Harry says:

   February 7, 2012 at 7:54 pm

   I used Credit Care for dental work. They give you a credit card and the dentist has to be one of those who uses them. There is not interest fees as long as it is paid off within 6 months (Same as cash). So if you have an estimate of cost then simple math will tell you if no interest will apply or not. Your credit will need to be pretty good also, it need nt be perfect but reasonably good. So ask your dentist if he has an application for Credit Care and go from there.
3. Mandy says:

   February 7, 2012 at 8:06 pm

   Yes, it will help your credit as long as you pay the minimum monthly fees
4. Use Your Noodle says:

   February 7, 2012 at 8:10 pm

   What does credit counseling service have to do with you getting dental work done?

   Credit counseling service is when you cannot afford to pay the creditors you DO have. By enrolling in one of these services, YES, it affects your credit! You will have it notated on your credit report and will NOT be allowed to apply for or get credit while enrolled and paying off your other debt. The thing is, if you have poor credit, you won’t qualify for a loan to do your dental work anyways.

   Have you checked out any colleges that sometimes have the dental students do work for a reduced rate? Sometimes it will be based on your income? Check those out if you need work.