Is there really an easy way to fix your credit?

7 Comments

1. connemara says:

   October 24, 2011 at 1:25 pm

   You can consolidate your debt but it will cost you. As for your credit. Only one way. Start paying your bills on time and don’t spend more than you make. No magic answers here, just reality.
2. Daughtry-luver says:

   October 24, 2011 at 1:42 pm

   No, they are not. The only way to fix your credit is to repair it by paying all your debt up. Some credit cards offer credit for people with very bad credit, try to get one charge stuff and pay it off right away this will start to clean up your credit.
3. TP2001 says:

   October 24, 2011 at 2:38 pm

   99% are not. The best way is to get some credit. Depending on how bad your credit is, Orchard Bank guarantee approval. If you cannot get one with them, get an secured credit card to start building your credit. Make sure the secured cc reports to all three bureaus.
4. Phil H says:

   October 24, 2011 at 3:16 pm

   We actually offer credit repair to customers.
5. tapc101 says:

   October 24, 2011 at 3:36 pm

   yeah, goto truecredit.com, get your 3 in one credit report…

   then look at the report, it will tell you who wrote you up for defaulted or late payments….

   then you call up those guys, and tell them you can pay them now, but they have to take off the blemish from your credit report….

   Then, in the future,,,,, pay your BILLS on TIME!

   This will work, but it will also take you months if not a few years to get your score into the 700′s

   But start now, cause 2 years goes fast!
6. hcwwur says:

   October 24, 2011 at 4:05 pm

   ***Get a copy of your credit report – even if you have to pay for it. (I used creditexpert.com)

   Check it over to make sure everything is reported correctly.

   I just pulled my credit report and found some items were reported double (which reflects poorly on my debt:income ratio), and also found inaccurate information regarding the sale of my home etc.

   I emailed them and within one month my credit score was raised almost 40 points.

   Then – make sure your credit cards are not close to their limit.
   Keep a small amount on them.

   Good luck. It’s definitely a tedious, uphill battle.
7. queen i says:

   October 24, 2011 at 4:39 pm

   Step-by-Step Credit Repair Guide

   Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in