If you try to “repair your credit”, you may lose a bunch of money. And they can’t really fix anything anyway. Sometimes they tell people to do illegal things, and then everyone gets arrested.
The only way to repair your credit is you. Which means pay your bills on time! Dont go overdraft in your checking account. Utilities is a good way to repair your credit. From what i was told they dont make huge dents like a mortgage, auto loan, or credit card. Its a long hard process but you will get there, and remember pay off all your insecure debt! So you have no debt at all that shows up on your credit report. if you have a car or mortgage thats great! Because that is secured debt. so if you pay those on time it will help rebuild your credit.
Those are mostly all scams. Unless your identity has been stolen, there is no legal way to “repair” your credit.
The first guy is correct.
If you try to “repair your credit”, you may lose a bunch of money. And they can’t really fix anything anyway. Sometimes they tell people to do illegal things, and then everyone gets arrested.
Go to the library and get a book on the subject. There is a good “Dummies” book available.
The only way to repair your credit is you. Which means pay your bills on time! Dont go overdraft in your checking account. Utilities is a good way to repair your credit. From what i was told they dont make huge dents like a mortgage, auto loan, or credit card. Its a long hard process but you will get there, and remember pay off all your insecure debt! So you have no debt at all that shows up on your credit report. if you have a car or mortgage thats great! Because that is secured debt. so if you pay those on time it will help rebuild your credit.