How much does a 30 day late payment affect your credit score?
I have a Bank of America credit card that is reported 30 days past due for one month on the credit agency. How many points does this affect me?
Thanks in advance for your input.
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20-40 maybe and it will take many months to recover those points so long as it doesn’t happen again any time soon
after 45 days it affect you
You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments – credit-report-score.10001mb.com