How can your credit score keep you from getting a job?
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I heard on some commercial that a bad credit score can keep you from getting a loan, a car, and a job? How is this possible? Why wouldn’t someone hire you because of your credit score?
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they look on bad credit as a sign of you being irresponsible or stupid. in the case of government employers, you can’t get a security clearance if you have bad credit because you can be tempted to sell secrets for money.
i’ve had employers LOVE me at my interview, promise to call, and either call back with a “no” or never call again. this is kind of unusual considering that i interview well and usually get the job.
i think that they do discriminate based on your credit score.
i even had one employer tell me outright that they were “giving me a chance”, despite my low credit score.
the only way i can think of that happening is if it reflects poor financial skills and somehow they think you will end up cheating the system so you get paid more or something….
If someone has not taken care of their responsibilities in their personal life, would you trust them professionally? As a former employer, I included this in my list. If a guy was $50k in debt and wanted an $9 hour job as a grease monkey, I knew not to give him the keys to my shop. Stuff tends to disappear with desparate guys running things.
My kids tell me that you have to have perfect credit to work in a bank or brokerage. I understand there are many government jobs you can not get if you have a history of being a deadbeat. They should teach this in highschool.
Having a good credit score and history is one way of checking if you are responsible and reliable. A large company is not going to hire you to work in accounting if your own money management is a mess….plus they consider you a theft risk if you are hard up for cash. Not necessarily right, but it’s what they do. If you are missing car payments and in debt up to your eyeballs it doesn’t look good to them.
Along w/what freak boy said, and specially if you have or have had accounts in collections, your employers don’t want you getting calls from collectors at work.