I am wondering if it is really worth the money to work with a credit repair company. Can they really improve your score or would I just be throwing money away?

Credit score bottomed recently to 5xx from 7xx for years. Everything is paid off now. Should I use an existing credit card to repair credit? Or shall I apply for a new one?

I been destroyed after this bad economy we went through.
My business went from heaven to hell, and I lost it all. Just got out of chapter 7 back in January.
Will a credit repair company help me anyhow? Does anyone knows a good one for a reference.
Let me know.

Are there legitimate companies that will assist with credit repair to help people get home loans?

i am looking for a Credit Repair Company in the UK that can help me remove late payment marks from my credit file.

these late payments are now 12 months old but it is still effecting my credit report.

I’ve seen the hard sell credit repair ads and have some ideas of my own but I know there are a lot of tricks. Any suggestions from all the big brains out there?

I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?

I want to repair my credit score but do not want to pay a company to do it. Does any-one know where I can learn how to do it myself on the internet?

I have really, really, really bad credit anything you can think of. I want to repair it but I noticed almost all of it will be cleared up from my credit report in 3yrs any ways. Should I continue and neglect the payments and wait the 3yrs or should I try to pay them. It’s been about 4-5 yrs since I last paid my creditors. Some have told me to just wait because even if I did pay back all the creditors my credit report would still show that I was past due for so long. I should just hang and wait for the 3yrs and I’ll be good to go.

Any idea how much it costs to have a credit repair company try and fix your credit report
I know that credit repair is mostly a scam, but I’m curious about the actual amount