I am in a bit of a pickle and really worried. I am a recent graduate and have been in full time employment since October 06. My salary is £14,000. Due to family circumstances I had to move out in November and ever since have struggled because of the transition. Christmas has left me penniless. I tried to apply for a loan to help me get my feet off the ground but due to bad credit from my student days and because I have moved so much I was refused.
Now I don’t have enough money for my rent or bills and keep missing payments. So now my credit is getting worse and everything is spiralling out of control.
I don’t know if my bank (Natwest) could offer me any help.
Does anyone know what I should do or have any advice please? Would mean a lot xxx