right i have bad credit. just from a rocky patch where i lost a job.
now my credit is terrible but we still pay the mortgage and never missed a payment on this or any other bill ie council tax electric etc.
so we are selling up and looking for another mortgage. we have to sell off the other one as we are joint with another person.
with bad credit can i get a mortgage if its shown ive made the payments each month? or am i just screwed and better off renting?
just a bit of advice would be brill. thanks
because it was credit cards that i missed payments on and got a debt over my head that i cant get rid of quickly but it took about 9 months of less then minimum payment to get back to order but by trhat time i had already got a default