I want to get a small personal loan, not a payday advance to pay pff some credit cards. but because I had to file Bankruptcy 3 years ago, do not own a home and have fair credit I am having problems finding a legit company who will assist me. I am current on all my bills so credit is looking better than it used to but I want to pay them off and get a loan to do this. I also wan the loan for a few things I need to fin on my vehicle.