How can it go up? Will it effect which job I can get, the college I can go to, the house I can buy? What else can it effect, and what is it really? How important is a credit score in your life? What happens you when you fail to pay your debt and your credit score goes down?

My mom is bothering me about this and won’t let me use her credit card. Anyone know if it does charge your credit card?

everytime you pay your rent, does it get documented in the credit bureaus?
I hope so, because I’ve been renting for a while lol.

I have my EIN number but no business credit and they want to use my credit and I have things on my credit that don’t belong to me. So how do you establish business credit without using your personal credit?

I constantly listen to adds and recommendations that knowing your credit report score will help you get a better loan or deal, with less interests. Isn’t it enough to know that you have bad, ok or excellent credit? Do you actually go to the bank or the car dealer and say something like: “Hey, my credit score is 740, give me a good deal!”

I’m from another country and I’m trying to build my credit history, so any help is welcomed. Thanks!.

i noticed they lower your credit limits on some other cards. what else happens?

How about if you open one? Does anything happen to your credit?

What is the best way to help increase your credit score? Especially if you have a foreclosure on it?

I can understand a background but running your credit will lower your score. If you apply for 5 jobs just imagine the damage. Is it legal??
If I were a thief, would it not show up on my background? I have held a job for over 10 years and now can’t find a decent one because my credit stinks because of medical bills. I didn’t have any kind of insurance to speak of.
Amen Richard

If you have student loans and pay them on time and minimum or more every month, would that repair your credit instead of getting new credit cards?